One savvy option that could see your bonus retain its value is a classic car. Top marque models have risen in value by a ridiculous 430% over the last decade, and there are plenty of British dealers that specialise in importing classics from the continent – or take your chances at auction if you're feeling lucky. Some of the world's finest models can be found through dealers in their country of origin – remember to go and see a foreign exchange specialist who can potentially take advantage of currency fluctuations to get you the best deal for your money.


If cars aren't your thing, a holiday home in sunnier climes is a similarly worthy investment – both financially and personally. You can go with the tried-and-tested – there are plenty of idyllic locations in Spain, France, Portugal, et al – or push the boat out for something more adventurous, like South Africa or the Seychelles. Just remember to go with a trustworthy property specialist and a solicitor to avoid getting your fingers burnt.


Watches are a great choice for those who prefer to wear their bonus on their sleeves. The value of premium second-hand watches has been on the rise in recent years, which goes to show that a personal indulgence can also be a solid investment. Recently, Rolex’s 1969 Paul Newman model sold for more than £610,000 – and it wasn't even the exact watch worn by Newman himself. In order to assess a shiny timepiece in terms of investment value, look for its condition, design, and the magic words box and papers. A watch's original papers are like its birth certificate, needed not only to prove its authenticity, but to find out where it came from.

By Jordan Tilley, MD, UKForex. For advice on international currency transfer, see